Our Partner Banks

Kompanion Bank

Microcredit Company (MCC) Financial Group Kompanion was established in 2004. Currently, MCC operates as Kompanion Bank and was transformed into fully functional and well developed Bank with currents assets of 6,7 billion KGS and established capital of 1,6 billion KGS. Unique integrated approach of Kompanion Bank, which involves providing banking products and services for business development allows to improve the level of welfare and overall household incomes using ethno-ecological

approach to the management of natural resources and production assets. Over the years, the Kompanion Bank significantly expanded its presence in the financial market. By the end of January 2017, the Bank had 96,000 customers, more than a thousand employees in 109 offices in all regions of the country. The Bank’s shareholders are the International NGO Mercy Corps, Dutch Development Bank (FMO) and Triodos Investment Management.

Optima Bank

JSC “Optima Bank” operates in Kyrgyzstan since 1992, is over 20 years of successful history with an impeccable reputation. He has more than 50 offices throughout the Kyrgyz Republic. “Optima Bank” – a steady and stable financial institution, a bank with a good balance sheet structure, diversified credit and deposit portfolio, and a balanced geographical coverage throughout Kyrgyzstan. For more than 20 years of active and stable operation of the Bank confidently entered the top three leaders of the Kyrgyz Republic of the banking system and gained a reputation as the most dynamically

developing bank, a reliable partner that respects the interests of its customers and shareholders. The Bank has repeatedly been recognized as a leader in the nomination “The Best Bank of Kyrgyzstan”, “The best listing bank” and the “Issuer of the Year”, etc. JSC “Optima Bank” provides a full range of banking services for individuals and legal entities: opening a bank account, money transfers, payment for utilities and communication services, cash transactions, loans, hire safes, deposits, payment cards, currency, operations with securities papers and many other services.


First MicroFinance Company is established by the Aga Khan Agency for Microfinance (AKAM) in 2006. The Company mission is to provide easily accessible financial services to promote employment, facilitate entrepreneurship development and social

mobilization of the population. The Company aims to reduce the socially vulnerable population and to support its clients in economic and social spheres. FMFC has its headquarters in Osh with a total of 13 branches – 10 in Osh and 3 in Naryn regions.

«Bai–Tushum» Bank

«Bai–Tushum» Bank Closed joint-stock company has been working in the finance market since 2000, having begun the activity in 1997 as the international project within the “Food for Progress” monetization program carried out by the ACDI/VOCA, the USA NGO. Over the past 13 years, the company grew to one of the leading finance institutions in the Kyrgyz Republic, with total assets of $130 million.

On November 13, 2012, Bai Tushum became the first microfinance institution in Central Asia to be awarded a full banking license from the National Bank of the Kyrgyz Republic. With this, the Bank Bai Tushum provides a complete range of financial services to entrepreneurs throughout the country. Today the branch network comprises 7 branches, 45 outlets and 11 representative offices.


Following its official opening in 2001, the Kyrgyz Investment and Credit Bank (KICB) has been the leading commercial bank in the country, providing the full range of banking services for individuals and, mostly, for medium to large businesses. The Bank offers various types of loans such as mortgage loans for buying a home, education loans, housing thermal insulation and

energy saving loans.KIСB has 9 branches and 13 units all over the country. With its standards of transparency and reliability, high service quality and competence, KICB managed to firm up among the top three leading banks of Kyrgyzstan. The Bank shareholders include international financing institutions and the Kyrgyz Republic. 

CJSC “Demir Kyrgyz International Bank”

Demir Kyrgyz International Bank has been named “Bank of the Year in Kyrgyzstan” five times since 2004, and has received many other awards since its inception in 1997. The Bank is currently among the five largest commercial banks in the Kyrgyz banking sector in terms of assets, capital and profits. Demir Bank provides retail banking services,  offering comfortable and secure services to its clients. Demir Bank also provides lending services both to corporate clients and small and medium enterprises (SME) clients. Demir Bank approaches its work with clients-borrowers from the point of view of establishing long-term partnership relations.